0.1 BTC Is Future American Dream, Says Binance’s CZ

The U.S. Federal Housing Agency’s recent plan to consider cryptocurrencies as an asset for single-family mortgage loans has received a bullish reaction from former Binance CEO, Changpeng Zhao.

The law, which has equally caused a buzz across the crypto community, has seen Binance’s CZ weighing in on Bitcoin’s potential against the real estate market.

Following a recent post from Zhao on Thursday, the crypto expert acknowledged the move as great for the crypto ecosystem. Ideally, Bitcoin being used as a mortgage asset can only mean more use cases for Bitcoin, leading to more adoption.

0.1 BTC over a U.S. home

If the law is passed, the demand for Bitcoin is expected to grow massively, causing increased scarcity for the token considering its limited supply. This, in return, will cause a significant increase in the price of the world’s leading cryptocurrency by market capitalization.

Zhao believes that the aftermath of this move will cause Bitcoin’s value to skyrocket so much that the bare 0.1 BTC could become the new wealth standard in the U.S.

Zhao emphasized that the rising inflation and rates plaguing the U.S. real estate market could cause 0.1 BTC to eventually outprice the value of an average American home.

While the current American dream is to own a home, the potential impact of this move on Bitcoin’s future price could cause a dramatic twist in the classic American dream. According to Zhao, owning at least 0.1 BTC could soon become the dream of every American.

This is great to see, BTC count as assets for mortgage!

The current American Dream is to own a home.

The future American Dream will be to own 0.1 BTC, which will be more than the value of a house in the US. https://t.co/xv7NZdRmA8

— CZ 🔶 BNB (@cz_binance) June 26, 2025

This remark from Binance’s CZ has received mixed reactions from X users, with some of the commentators dismissing Zhao’s claim of 0.1 BTC becoming more valuable than a U.S. home, tagging the narrative as overhyped.

However, other commentators have shown agreement with Zhao’s prediction, further pushing the belief that Bitcoin is headed to the moon.

With fingers crossed on the official implementation of the rule, the crypto ecosystem appears excited about the potential opportunity to use their crypto holdings as collateral for a single-family mortgage loan. This will offer U.S. residents the opportunity to own a home at the risk of their crypto holdings while retaining their investments in crypto.

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